Don’t miss your opportunity to be in a beautifully designed, gently-lived in farmhouse in Rockwall ISD. *THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Refrigerator stays!* Welcome to 1140 Monterra Way where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, an…
| Room | Level | Size |
|---|---|---|
| Living Room | Main | 22 x 18 |
| Game Room | Main | 11 x 10 |
| Kitchen | Main | 14 x 18 |
| Office | Main | 10 x 14 |
| Bedroom | Main | 11 x 11 |
| Bedroom | Main | 10 x 10 |
| Primary Bedroom | Main | 14 x 15 |
| Type | Single Family Residence |
| County | Rockwall |
| Lot | 0.174 ac (7,579.44 sqft) |
| HOA | $600 / SemiAnnually |
| Annual Tax | $1,163 |
| Days on Market | 214 |
| District | Rockwall ISD |
| Elementary | Celia Hays |
| Middle | Herman E Utley |
| High School | Rockwall |
| P&I (6.875%) | $2,754 |
| Est. Tax | $97 |
| HOA | $50 |
| Est. Total | $2,901/mo |
ROCKWALL, TX 75087 · Monterra Ph 1a
$524,000
Don’t miss your opportunity to be in a beautifully designed, gently-lived in farmhouse in Rockwall ISD. *THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Refrigerator stays!* Welcome to 1140 Monterra Way where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you’ll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you’ll find a private home office with double barn doors ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy. With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all space, comfort, and a touch of luxury in every detail. Plus, you’ll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B and IKEA. Come see why this Fate gem feels just like home.
Property Type
Residential
Sub Type
Single Family Residence
Status
$185/sqft
Active
Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,825 sqft
Lot Size
7,579.44 sqft
Lot (acres)
0.174
Garage
3 spaces
Stories
1
Year Built
2024
Subdivision
Monterra Ph 1a| Room | Level | Size |
|---|---|---|
| Living Room | Main | 22 x 18 |
| Game Room | Main | 11 x 10 |
| KitchenBuilt In Features, Kitchen Island, Pantry, Stone Counters, Walk In Pantry | Main | 14 x 18 |
| Office | Main | 10 x 14 |
| Bedroom | Main | 11 x 11 |
| Bedroom | Main | 10 x 10 |
| Primary BedroomDual Sinks, Double Vanity, En Suite Bathroom, Separate Shower, Walk In Closets | Main | 14 x 15 |
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HOA Fee
$600 / SemiAnnually
HOA Name
Monterra Owner's Assoc.
Annual Tax
$1,163
HOA Includes
AssociationManagement,MaintenanceGrounds
Total Principal
$419,200
Total Interest
$572,184
Total Loan Payment
$991,384
Payoff Date
May 2056
Est. Payment
$3,119
/month
Estimated only. Does not guarantee loan approval. Contact a licensed lender for accurate rates and terms. Rates change daily.
View Online
https://realtorkonda.com/property/rockwall-tx/monterra-ph-1a/1140-monterra-way-75087
Contact: (469) 854-1352 · realtorkonda@gmail.com
Listed by Becky Chance · Monument Realty · 214-705-7827
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or NTREIS. © 2026 NTREIS. All rights reserved. Last updated May 19, 2026.
Listing Agent
Becky Chance
Monument Realty